> ## Documentation Index
> Fetch the complete documentation index at: https://docs.uplifter.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Can I pay my club directly by cash or e-transfer?

> Yes, if your club offers Cash or Interac E-transfer at checkout and you're signed in. Here's what happens next and how to pay online later instead.

<Note>
  **Must know**

  * **Only if your club offers it and you're signed in.** Any club can offer Cash; only Canadian clubs can offer Interac E-transfer.
  * **You're registered right away.** The invoice stays due until your club records your payment.
  * **Some carts can't use it.** It isn't offered with gift cards, account credit, a payment plan or a recurring program in the cart.
  * **You can still pay online.** Open the invoice from **Invoices** and pay by card or bank instead.
</Note>

<Steps>
  <Step title="Sign in before you check out">
    Only signed-in families see this option. A guest who tries is told "Sign in to pay the gym directly by cash or e-transfer, or pay online."
  </Step>

  <Step title="Pick Cash or Interac E-transfer">
    When your club offers it, **Cash** and, at Canadian clubs, **Interac E-transfer** appear with the other payment choices, each showing "Pay \[club name] directly." No service fee or surcharge is added.
  </Step>

  <Step title="Select Complete registration">
    Checkout repeats the amount and adds "Your registration is confirmed now and the invoice stays due until \[club name] records your payment." Select **Complete registration** (or **Change payment method** to choose again).
  </Step>

  <Step title="Pay your club">
    The confirmation page reads **Registration Confirmed**, with "Payment of \$\[amount] is due. Pay the gym directly and they will record it on your invoice." Pay your club as arranged; once they record it, the invoice shows **Paid**.
  </Step>
</Steps>

**What happens with the invoice.** The invoice for the full amount is due the day you check out and starts out as **Due soon** on **Invoices**. There's no receipt yet, since nothing is paid; instead you get the invoice email asking for payment, unless your club turned it off.

**When it isn't offered.** It's hidden once you apply a gift card balance or account credit, or choose a payment plan. It's also hidden when your cart has a gift card, event ticket or recurring program (including **Rate Card tuition**). Checkout also refuses the mix: "Gift cards and account credit can't be combined with paying the gym directly. Remove them or pay by card or bank."

**If a spot fills first.** If a class fills before your spot is confirmed, that registration comes off your unpaid invoice and an email tells you there was nothing to refund.

**Changed your mind?** Open the invoice from **Invoices** (on a phone, under **More**) and pay by card or bank in **Pay this order**. Your club's fee for that method, and any checkout surcharge it charges, is added then, the same as on any invoice your club creates.

**Not the same as Bank transfer (EFT).** Interac E-transfer is money you send yourself, which your club records by hand. **Bank transfer (EFT)** is a pre-authorized debit your club's payment processor pulls from your bank account.

**Related:** [How do I pay an invoice that's due or overdue?](/families/families-payments-billing/pay-an-order-that-is-due-or-overdue) · [How do I get a receipt for my payment?](/families/families-payments-billing/get-a-receipt-for-my-payment) · [Where can I see all my invoices and charges?](/families/families-payments-billing/where-can-i-see-all-my-orders-and-charges) · [Why is there a service fee on my order, and why does it change with how I pay?](/families/families-payments-billing/why-is-there-a-service-fee-on-my-order)