> ## Documentation Index
> Fetch the complete documentation index at: https://docs.uplifter.app/llms.txt
> Use this file to discover all available pages before exploring further.

# How do I add a surcharge at checkout or on renewals?

> Create, edit and deactivate a named percent or flat surcharge that stacks on top of your service fees at checkout, on invoices or on renewals.

<Note>
  **Must know**

  * **On top of the service fee:** a surcharge is added to every checkout and invoice payment, every renewal, or both, made with the payment rail you choose. You can't limit it to certain items.
  * **Limits:** a percent up to 10% or a fixed amount up to \$500.00.
  * **Canada:** disclosure text is required, and card surcharges above 2.4% trigger a warning.
  * **Deactivating** stops it for new payments and renewals; past invoices keep it.
</Note>

**Can I charge a percentage fee?** Yes, such as 1.5%, or a flat amount. A surcharge follows the payment method, not the item, so you can't limit it to registrations or memberships.

**Where to find it.** Go to **Settings > Financials > Checkout & Taxes**, find the **Surcharges** card and click **Add surcharge** (**Add your first surcharge** if the list is empty).

<Steps>
  <Step title="Name it and set the value">
    Enter a **Name** (up to 100 characters). Pick **%** or \*\*$** under **Type** and enter a **Value**: a percent up to 10%, or a fixed amount up to $500.00.
  </Step>

  <Step title="Choose the rail and where it applies">
    Set **Payment rail** to **Any method**, **Card** or **Bank**. Under **Applies to**, **Checkout & invoices** and **Renewals** both start checked; keep at least one.
  </Step>

  <Step title="Add a GL code and disclosure text">
    Optionally pick a **GL code**. Enter **Disclosure text**, shown as small print when a family pays. Canadian clubs must fill it in.
  </Step>

  <Step title="Save">
    Leave **Active** on, then click **Create**.
  </Step>
</Steps>

**Canada's card cap.** A percent surcharge above 2.4% on **Card** or **Any method** still saves, with the warning "This surcharge exceeds Visa/Mastercard's 2.4% cap on card surcharges in Canada."

**How it's priced.** A surcharge uses the same base as your service fee (the subtotal after discounts, plus tax when families pay it), for the method the family pays with. Renewals use the card or bank account on file. Surcharges don't compound and aren't taxed. The processing fee on your payout is worked out on the full amount, surcharge included.

**When it isn't charged.** Payments by cash or e-transfer carry no surcharge, and the point of sale never adds one. An order paid in full with gift cards or account credit skips **Card** and **Bank** surcharges, but an **Any method** surcharge still applies.

**What families see.** Surcharges join your service fee in one **Fees** row at checkout and invoice pay, with an info icon that breaks it down. Receipts list each surcharge by name, such as "Card processing recovery (2%)".

**Managing surcharges.** The table shows Name, Value, Rail, Applies to and Status (**Active** or **Inactive**). Click a row to edit it, then **Save changes**. To stop one, choose **Deactivate** in the row's menu and confirm with **Deactivate**: "\[name] will stop applying to new payments and renewals. Past invoices already carrying this surcharge are unaffected." There's no delete. To restart one, open it, switch **Active** on and save. Adding or changing one needs the **Edit Settings** permission.

**Related:** [How do I choose payment methods and add a service fee?](/club/money-payouts-accounting/payment-methods-and-service-fees) · [Who pays payment processing fees on my sales?](/club/money-payouts-accounting/who-pays-processing-fees) · [How do I assign a GL code to a program or product?](/club/money-payouts-accounting/assign-gl-code-to-programs-products) · [How do I set up sales tax at checkout?](/club/money-payouts-accounting/set-up-sales-tax)