> ## Documentation Index
> Fetch the complete documentation index at: https://docs.uplifter.app/llms.txt
> Use this file to discover all available pages before exploring further.

# How do I let families pay by cash or e-transfer at checkout?

> Turn on Cash and, for Canadian clubs, Interac E-transfer so families can register now and pay you directly, then record the payment on the invoice.

<Note>
  **Must know**

  * **Off until you turn it on:** **Cash** is available to every club; **Interac E-transfer** only to Canadian clubs.
  * **Registration now, payment later:** the family is registered right away and the invoice stays due until you record the payment.
  * **Not every cart:** only signed-in families see it, and not for gift cards, payment plans, event tickets or recurring enrollments.
  * **No fees:** no service fee, surcharge or processing fee on cash or e-transfer.
</Note>

<Steps>
  <Step title="Open Payment methods & service fees">
    Go to **Settings > Financials > Checkout & Taxes** and find the **Payment methods & service fees** card.
  </Step>

  <Step title="Turn on the options you accept">
    Switch on **Cash**: "Families register now and pay you directly. The invoice stays due until you record the payment." Canadian clubs also see **Interac E-transfer**: "Same as cash: the family sends the transfer and you record it on the invoice." Neither has a service fee field.
  </Step>

  <Step title="Keep an online method on">
    Keep **Cards & wallets** or **Bank Transfer** on: cash and e-transfer don't count toward "At least one payment method must be accepted".
  </Step>

  <Step title="Save">
    Click **Save Changes**.
  </Step>
</Steps>

**When families see it.** Only at checkout on your club website, and only to signed-in families. It's hidden when the cart has a gift card purchase or redemption, applied account credit, a payment plan, an event ticket, or a recurring or rate-card enrollment.

**What families see.** A **Cash** option (and **Interac E-transfer**, if it's on) captioned "Pay \[club] directly". Choosing it shows "Pay \[club] \$45.00 directly by Cash. Your registration is confirmed now and the invoice stays due until \[club] records your payment." with **Change payment method** and **Complete registration**.

**What you get.** The registration or order goes through right away, as if paid, and the invoice is issued due that day. The family is emailed the invoice, not a receipt. The invoice page reads "Family chose to pay by Cash at checkout." Find these on **Financials > Invoices** under **Filters** > **Payment methods**.

**Settle it.** When the money arrives, open the invoice and click **Take payment**. The family's choice is already selected under **Received elsewhere**; set the **Date received**, add an optional reference, and click **Record \$\[amount]**. Full steps: [How do I take a payment on an invoice?](/club/payments-checkout/take-a-payment-on-an-invoice)

**If the family pays online instead.** They can still pay the invoice by card or bank transfer; that method's service fee and any surcharge are added then.

**Fees.** Cash and e-transfer carry no service fee, surcharge or processing fee, because the money never goes through the payment processor. Once you record it, the invoice's **Organization payout** card shows the payout processing fee as \$0.00, marked (paid off-platform). These payments never appear on **Financials > Transactions** or in any payout.

**Related:** [How do I choose payment methods and add a service fee?](/club/money-payouts-accounting/payment-methods-and-service-fees) · [How do I take a payment on an invoice?](/club/payments-checkout/take-a-payment-on-an-invoice) · [What do the invoice statuses mean?](/club/payments-checkout/invoice-statuses-explained) · [How do I pay an invoice that's due or overdue?](/families/families-payments-billing/pay-an-order-that-is-due-or-overdue)